What a difference a year makes. The second Open Enrollment period for the Health Insurance Marketplaces in New Hampshire, Maine, and Vermont opened at midnight this past Saturday. So far, so good. This is a big change from the start of last year’s Open Enrollment...

Small Business Health Options Program (SHOP) Exchanges: Upcoming 2015 Changes
Coverage is available to firms with 50 or fewer full-time equivalent employees through the SHOP Exchanges. One intent of the SHOP is to decrease small firms’ costs for health insurance coverage. From 1999 to 2009, health insurance premiums increased 123 percent for...
Anthem BCBS to allow more non-ACA plans to renew
Anthem BCBS in New Hampshire has decided to allow plans coming up for renewal beginning on October 1, 2014 through the fourth quarter of this year to be renewed, even though the plans do not meet all of the Affordable Care Act’s requirements, in response to President...
Affordable Care Act forum at SNHU is a success
Yesterday’s Affordable Care Act (ACA) small business forum at Southern New Hampshire University was a success. Nearly 300 small business owners attended the free forum to learn more about how the ACA could affect them. Thank you to all of the presenters and sponsors...
The Affordable Care Act: Understanding what it means for your small business
The fact is there are still a lot of unknowns looming around the Affordable Care Act (ACA). What we do know is that we are on the brink of some major provisions coming into effect on January 1, 2014. With changes in the insurance industry, changes in obtaining...
Health Care Reform Update
2014 and full implementation of the Affordable Care Act will come sooner than many realize. Only recently have many small businesses begun to take stock of what impact the ACA will have on them and their employees. Here is some relevant information to help New...
The highest court in the country has spoken; The Affordable Care Act will continue as we know it.
The United States Supreme Court ruling yesterday was complex to say the least. Chief Justice Roberts wrote the majority opinion: The ‘individual mandate’ was not deemed a tax under the Anti-Injunction Act; therefore, it could be ruled on by the court. The following...
ACA-Supreme Court Musings
I have read extensively over the past three months about how the Supreme Court may rule next week on the pending case regarding the ACA. I have read articles from some of this country’s most respected experts and none of them can agree as to how the United States...
Answers to Your Questions about the Affordable Care Act (ACA)
The Affordable Care Act (more formally known as the Patient Protection and Affordable Care Act) is a complex federal law. Whether it or any part of it is ruled unconstitutional by the United States Supreme Court (a ruling is expected sometime this month - June 2012),...
Change and Transition
Heath care reform has brought about a new paradigm for Northeast Delta Dental, and as CEO, leadership plays an important role in helping employees transition smoothly while retaining our positive corporate culture. Change brings feelings of loss, such as loss of...