Author Archives: tomraffio

Supreme Court of the United States Upholds the Affordable Care Act’s Tax Credit Provision

In anticipation of a decision on the King v. Burwell case re: the Affordable Care Act’s (ACA) Tax Credit Provision, Northeast Delta Dental had completed scenario planning and I had speculated on the outcome in two earlier blogs.  Well, on … Continue reading

Posted in General Comments | Leave a comment


At Northeast Delta Dental we are making a conscious effort to be creative with our new product designs and diversification initiatives.   We work at it and struggle at it.   For the first time in memory, research shows that American creativity … Continue reading

Posted in Leadership, Professional Development | Tagged , , | 9 Comments

Wellness and Road (Running) Racing

The older I get, the more I realize how good overall health is the most important thing in life.  I have participated in over 30 road races since March; I enjoy the camaraderie and the wellness component of fitness and … Continue reading

Posted in Wellness | Tagged | 2 Comments

Community and Leadership

Finished the Mt. Washington Road Race on Saturday, June 19, a 7.6 mile ascent to the 6,288 foot summit of the highest peak in the northeastern United States; did a 1:52, not bad for a first timer and given the … Continue reading

Posted in Community, Leadership | Tagged , , | 2 Comments

50th Anniversary of the Mount Washington Road Race

On Saturday, June 19, it is the 50th Anniversary of the Mt. Washington Road Race.   This is a 7.6 mile run up the mountain, at an average grade of 12 percent, which Northeast Delta Dental sponsors.  We call this the “Only Hill” … Continue reading

Posted in Community, Northeast Delta Dental | Tagged , , , | 2 Comments