2013 – The Lucky New Year

The start of another new year is only days away and I’m looking forward to it.  2012 was a challenging year in so many ways, but I feel positioned to embrace all that the world has in store for 2013.  I wish to extend season’s greetings and well wishes to all on...

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‘Tis the Season

Hello everybody.  ‘Tis the season when we reflect on the past and look forward to the future.  There are always things we wish we could change but just as many things for which to be grateful.  I try to live my life by the Golden Rule and do unto others as I would...

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Tom Raffio
March 2023
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